Some Handy Information About Insurance

You can use your own insurance to cover damages, purchase our insurance, or pay out of pocket on the day of the accident. Please note that you are responsible for all damage done to our van, regardless of who is at fault, upon return, You would be responsible for making a claim with your insurer for reimbursement. You’ll need to verify what your insurer covers prior to us sending your rental documents. If you use your insurance and purchase ours, our insurance may duplicate your existing coverage.  You will need to decline our CDW and
/or SLI.

U.S. Renters: If you have a motor vehicle in the USA, your liability is primary under California law. You can still purchase SLI from us which will take effect after your liability limits have been exhausted.

Minimum liability insurance is included in our daily rates. This offers you minimum protection against claims from other people. ($5,000 property damage you may cause to other vehicles or property etc. $15,000 for personal injuries to other people, with a max of $30,000.)

Insurance Choices Through Lost Campers:

$10 per day | Supplemental Liability Insurance (SLI)
Gives you liability insurance for up to $500k in coverage.
This insurance will help protect you, should you injure another person in an accident, or damage the property of another while operating the van.

$12 per day | Collision Damage Waiver (CDW)
This assists you with your financial responsibility for loss and damage to our vehicle (bumper to bumper only). CDW will cover repair and/or replacement of one tire, and repair or replacement of up to one windshield.
This waiver does not cover any damage to the undercarriage of the vehicle, the roof racks, awning or rooftop tent, or damage done by bears.

**You are responsible for towing charges, impound fees or recovery of the vehicle back to a Lost Campers depot. CDW does not cover any of these costs.
**Your insurance is always the primary insurance in the case of a claim.

$4.50 per day Personal Accident & Effects (PAI)
This policy gives you and your passengers coverage for accidental death benefits, ($100,000 renter, $10,000 passenger), accidental medical expense ($1000), ambulance ($250), travel assistance; and $525 max per person Personal Effects/belongings coverage.
PAI pays in addition to any other insurance that the renter and passenger may have.

No insurance covers a lockout service or key replacement.
Insurance is null and void if driver is negligent or driving in an area restricted by our terms.

You can take either of our insurances or choose both for full insurance for $22 a day, or you can use your own insurance. The choice is yours.

Camper Van Rental Insurance